I recently ran my credit report, as part of my 101 things to do in 1001 days, just to see where I needed to start when it comes to fixing that bad boy up a little bit. I hadn’t checked on it for a while, because I knew, based on some previously very poor decisions in my younger years, that it’s not great. Now I know what it is; no I won’t tell you what it is other than it has three digits.
I’m constantly getting credit card applications in the mail, all of which I throw away. I’m at a point right now where I don’t want to buy anything I can’t pay cash for. I know it’s not improving my credit, but it’s preventing me from getting into more debt, right? And I’m also using cash to pay off existing various debts.
You don’t really have to comment if you’re just gonna tell me I’m going at this all wrong. I’m not doing it without reading Island Plastics as a different source, like learning about the new credit card rules. I promise.